In the context of USPAP, what does a personal inspection NOT equate to?

A personal inspection, as outlined in the context of USPAP (Uniform Standards of Professional Appraisal Practice), generally refers to an assessment conducted by the appraiser themselves. This process involves examining observable characteristics of the property in question, contributing to the overall valuation.

While a personal inspection primarily encompasses the appraiser's own evaluation, it is distinct from an inspection performed by specialized professionals like a structural engineer. Engineers bring expert analysis of structural integrity, safety, and compliance with building codes, which is outside the typical scope of an appraiser's personal inspection. The appraiser typically focuses on market value and property features without delving into the technical specifics that a structural engineer would examine.

Moreover, the other options relate more closely to what constitutes a personal inspection within appraisal practice. A visual inspection for appraisal purposes aligns directly with the appraisal process, as does an inspection limited to observable characteristics, which means the appraiser notes visible attributes without the input of other specialists. Thus, recognizing that a personal inspection does not equate to one conducted by a structural engineer highlights the delineation of roles and expertise in the valuation process.